The Credit Pro

by Todd Green, The Credit Pro

Credit.com has started a new section on their website called “Credit 101.”  This series provides an excellent introduction to the basics of the credit system.  The first article, The Building Blocks of Credit, covers the fundamentals of credit. This article’s objective is to help the reader better understand and leverage their credit history.

From Credit.com: Credit 101: The Building Blocks of Credit

If you’ve ever applied for a job, rented an apartment, bought or leased a car, opened a bank account, applied for a mortgage or been issued a credit card, you’ve participated in the world of credit. At Credit.com, we believe credit can be a positive force in every aspect of your life. To put this power to work for you, however, it’s essential that you understand your own credit — and what your credit information says about you to the growing number of companies that use credit information to make life impacting decisions about you. These companies include lenders, insurance companies, employers and utility companies.

(This article is continued at Credit 101…)

By Dave Poon

Do you have bad credit? This can affect your life negatively because, basically, you need to have good credit to receive more good credit. You might be applying for a credit card, attempting to secure a loan, or trying to purchase kitchen appliances, a car or a house - all these transactions require you to have good credit. People differ in their need for bad credit help. Some people require a complete overhaul of their credit report while others only require help via a quick fix or clean up.

The first step in repairing bad credit is to clean up one’s credit report. The second step is maintaining a good credit history.

By Todd Green, The Credit Pro

Liz Pulliam Weston outlines steps toward getting a “killer” credit score. 

From MSN’s Money Central: 9 ways to build a killer credit score

(This article is continued at MSN Money Central…)